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I am a long time Temecula Wine Country Resident and an avocado groves owner.

I live in a small ranch amongst the vineyards in the Temecula Wine Country and

I own avocado business / properties in De Luz. I co-own two residents in Thailand,

one of which is a solid Thai Teak Northern Region Style home with a big pond and

orchards. (It is built by tongue & groove method). I am proud to say that my Real

Estate investments so far have fair much better than my stock portfolios.

I have been buying and selling Real Estate for the last 36+ years. We bought our first home in Santa Clara for $70000 in 1975 and sold it for about 10 times+ it's original price in 2000. I also bought and sold a rental property in Santa Clara and later on exchanged it (1031) with the avocado grove in Temecula. This is not a guarantee or a result to be expected by everyone but there

are similar results in the real estate appreciation in California in the past 30+ years.

In the second half of the 90's, we explored the Central Coast, Paso Robles, Templeton, Atascadero and San Luis Obispo area to find our dream vineyards and home. After much consideration we decided to search and settled for Temecula in 1999.

We are thankful for the enjoyment we get from living here.

As a long time resident in Temecula and as an investor, I am experienced with local real estate as well as local area knowledge.

I used to live in the South Bay of The San Francisco Bay Area. I worked in the Silicon Valley High Tech industries for over 26 years. I had the opportunities to work on many database and information systems with more than 30,000 internal and external customers worldwide.

Customer service is my # 1 priority. As a Realtor, you are my #1 Priority

When I list your home my commitment to you and my #1 priority is to sell your home quickly at the maximum price. When you trust me as a buyer agent, my #1 priority is to help you search for your dream home. I will be communicating with you and all

the parties to ensure that all the transactions go smoothly.

If you are interested in selling your property and or buying your dream home please

call me at (951)751-1796

“Ask me how I leverage the most exclusive marketing for your home and

community on the World’s #1 Real Estate Web Site” (REALTOR.com, AOL,

MSN) and many other web sites such as Loopnet, Zillow, Trulia, Point2agent,

Craiglist, Commercial Sources, The Real Estate Book, The Orange County Registry, as

well as my own various web sites, to name a few. I am an avid user of the Postcards

and eMail Postcards. I am active on various social networking web sites. (LinkedIn,

Ryze, Xing)

REAL ESTATE INVESTMENT:

THE TIME TO BUY IS NOW!!

Interest is the lowest in decade. There are so many properties below market prices to choose from.

In today changing Real Estate market, it is important to remember that Real Estate is still a good long term investment.

It is an investment that the investor is practically utilizing other people's money to acquire appreciating assets on which the profits can be realized at 100% tax free. The risks in Real Estate investing can be offseted by the potential of long term gain.

As investor and home owner, your monthly rent payment is now convert to a monthly mortgage payment which accumulate values over the years.

As an example, if an investor put a $15,000 down payment in a condo and lived in it for 5-6 years, she definitely made a good investment. Many of the owners of a condo in Murrieta bought it for around $89,500 in 2001 and if they just resold in 2007 for $290,000. This is overall translated to about $200,000 appreciation (profit, tax free). Yes, the investors probably could have gotten $310,000 for the condo earlier this year but then he/she would have to pay higher prices for another property that he/she wants to purchase to replace the condo.

I have been buying and selling Real Estate for the last 36+ years. When we bought our first home in Santa Clara for $70000 in 1975, it sold for about 10 times+ it's original price in May of 2000. This is not a guarantee or a result to be expected by everyone but there are similar results in the real estate appreciation in California in the past 30+ years.

** The latest article by Saul Klein **

(CEO of Real Estate Electronic Publishing Company, RealTown.)

Real Estate Is the IDEAL Investment

Saul Klein Outlines Considerations to Weigh in Decision Making Process
Written by: Saul Klein, e-PRO
Date: Dec 31, 2007 5:19:00 AM

Despite what you may read in the financial press, real estate has always been and continues to be, the IDEAL investment. The best real estate most of us will ever own is the real estate we bought yesterday (or last year, or ten years ago, or even longer ago). Everyone you talk to wants to own real estate. Few people will tell you they purchased more real estate than they should have. In fact, just the opposite is true. Most people will tell you that they wish they had purchased, and held on to, more real estate over their lifetime. The major drawback of real estate as an investment in years past has been its liquidity. For the most part, and particularly with technology and the Internet, that is no longer much of an issue. Properly priced property sells and real estate can be turned into cash should the need arise. The secret of course (not much of a secret), is not to be forced to sell but to sell when the market will yield the greatest return to you, the investor. "Buy low, sell high" is sage advice, but when it comes to real estate. "Buy, hold for a long time, sell" will almost always yield fantastic overall investment results.

Real Estate Investment Objectives:

Income - Real estate investments structured with enough down payment, will generate a positive cash flow. As time passes, in most markets, even a highly leveraged, negative cash flow property can turn into a positive cash flow investment.

Depreciation - Theoretical Depreciation is the tax deduction one can use against the income real estate produces. Depreciation is a "non cash expenditure." Residential income property is usually depreciated over 27.5 years. Only the improvements are depreciable, not the land.

Equity Build-up - This results from the periodic pay down of the principal amount of the loan, usually through monthly payments on an amortized loan. Even if there is no appreciation over the life of the loan, the property owner would end up with a free and clear property at the end of the loan payment period on a fully amortized loan. This is usually a 30 year period on residential property.

Appreciation - While the amount of appreciation varies from market to market, real estate is a growth asset and often the largest part of the return on an investment in real estate is the equity gained through appreciation. Even small amounts of appreciation year after year can be considerable. Usually, the longer you hold on to a property, the better. The effect of appreciation is greatly magnified by the use of leverage.

Leverage - Through the use of borrowed money (OPM - Other People's Money), combined with a small amount of money of your own, you can control real property. The best leverage most of us can obtain in the stock market is 50%. In real estate, it is not unusual to obtain 80%, 90%, and even 100% leverage. With leverage usually comes risk, and with risk comes potential for investment reward.